Every free payments tier that clears our bar in 2026: 7 offers meet the criteria and 5 offers are demoted with a named reason. Recorded changes and a published ranking method. We could not confirm today's terms for 6 of them: on 3 the page we cite did not answer, and on 3 our own read did not confirm them. Each row says why.
300 requests a month for $0 on the Free plan, up to 10 requests a minute. The Free plan is for private use only. Currencyapi is a currency exchange rate API. The free plan has daily updates and historical rates back to 1999. Commercial use needs a paid plan. Paid plans start at $12.99 a month. The convert endpoint is not on the free plan.
One-stop solution with open-source SDK for mobile in-app subscription integration to iOS, Android, React Native, Flutter, Unity, or web app. Free for apps earning under $5,000/month (rolling 30-day revenue); Pro tier charges 1% of monthly revenue above the $5K threshold.
Hosted backend for in-app purchases and subscriptions (iOS and Android). Free up to $2.5k/mo in tracked revenue.
Instant VAT number validation and EU VAT rates API, free 100 API requests/month
An easy-to-use currency conversion JSON API. The free tier updates once per day with a limit of 1,500 requests/month.
Free up to $7K MTR No credit card required
Provides cryptocurrency market data including the latest crypto and fiat currency exchange rates. The free tier offers 10K call credits/month. When we last read the page we cite for this offer, on 2026-11-13, we found the same terms as an earlier read we had declined to record, so we cannot confirm these terms today.
Reliable Exchange Rates and Currency Conversion for your Business, 100 API requests/month free. When we last read the page we cite for this offer, on 2026-10-24, we found a change we could not reconcile with the terms we publish, so we cannot confirm these terms today.
Generate revenue from APIs via usage-based billing. Connect to Stripe, Chargebee, etc. The free tier offers 30,000 events/month. The page we cite for this offer states no amount, tier or rate we can read when we last looked, on 2026-10-14, so we cannot confirm these terms today.
Product Billing management with 3 pages & up to 50 payments. When we last read the page we cite for this offer, on 2026-10-30, we found the same terms as an earlier read we had declined to record, so we cannot confirm these terms today.
Provides real-time and historical exchange rates. The free tier requires attribution. The page we cite for this offer states no amount, tier or rate we can read when we last looked, on 2026-10-22, so we cannot confirm these terms today.
Automatically adjust pricing based on visitor location to expand your business globally and reach new markets (purchasing power parity). The free plan includes 7,500 API requests/month. We could not read the page we cite for this offer when we last looked, on 2026-11-12, so we cannot confirm these terms today.
| Vendor | Free Tier | Key Limits | Durability | Read / catalogue date |
|---|---|---|---|---|
| Currencyapi | Free | 300 requests a month for $0 on the Free plan, up to 10 requests a minute. The Free plan is for private use only. Currenc... | stable discovered 2026-09-02 · effective date unknown |
2026-10-24 |
| Adapty.io | Free | One-stop solution with open-source SDK for mobile in-app subscription integration to iOS, Android, React Native, Flutter... | stable | 2026-11-10 |
| RevenueCat | Free | Hosted backend for in-app purchases and subscriptions (iOS and Android). Free up to $2.5k/mo in tracked revenue. | stable | 2026-10-24 |
| vatlayer | Free | Instant VAT number validation and EU VAT rates API, free 100 API requests/month | stable | 2026-10-24 |
| exchangerate-api.com | Free | An easy-to-use currency conversion JSON API. The free tier updates once per day with a limit of 1,500 requests/month. | stable | 2026-11-13 |
| Qonversion | Free | Free up to $7K MTR No credit card required | — | 2026-10-25 |
| CoinMarketCap | Free | Provides cryptocurrency market data including the latest crypto and fiat currency exchange rates. The free tier offers 1... | not published change not established · 2026-11-13 |
2026-11-13 / 2026-10-23 |
We publish no ranking of these. Nothing we record measures popularity or generosity, so naming a best or a top few would be our preference rather than our data. We hold 7 free payments offers that clear our bar, each listed with the terms we publish and the date we last read them. Our ranking rule is published at /criteria.
7 offers meet our criteria for this category. Of those, 5 carry no recorded change to the terms we publish, and we publish no durability signal for 2. The Durability column below says which offer is in which group, and links the dated record behind every change. We withhold the class where the pricing page does not resolve or states no amount, tier or rate we can read, where we refused the last read, where the listing is gated, or where a narrowing in our records cites no source or no archived copy of the vendor's page has confirmed it. We do not rank these by how much you get, because the limits are not comparable without reading each vendor's page.