Claude Code vs Cursor

Agentic coding tool by Anthropic: it reads a codebase, edits files, runs commands and works with development tools, in the terminal, IDEs, a desktop app and the browser. No free plan: "Claude Code is included in all paid plans", and Claude's Free plan does not include it. Pro is $20/month billed monthly ($17/month billed annually), Max is $100/month (5x Pro usage), Ultra is $200/month (10x Pro usage every week, with no 5-hour limit for accounts that complete Anthropic's verification), Team Standard seats are $25/seat billed monthly ($20 billed annually), and Enterprise is "$20 per seat per month plus usage billed at API rates". Plan usage is shared with Claude chat. At the limit, paid plans can turn on usage credits billed at standard API rates, or use an Anthropic API key billed pay-as-you-go.The page we cite for this offer states no amount, tier or rate we can read when we last looked, on 2026-10-14, so we cannot confirm these terms today.

AI code editor built on VS Code. Since 2026-10-12, Cursor's pricing docs (cursor.com/docs/models-and-pricing) say: "Cursor is sold as part of The X Subscription, one subscription for Grok, Cursor, and X." Free is $0, with limited Agent and Chat usage. Paid plans are Plus $8/month, Premium $30/month (4x Plus's usage), Super $100/month (15x) and Ultra $200/month (50x), or $80, $300, $1,000 and $2,000 a year. Each paid plan's usage is one weekly pool shared with Grok, covering Grok 4.7, Grok 4.6, Grok 4.5 and Cursor's Composer 2.5. Claude, GPT, Gemini and other third-party models are outside every plan's pool: on Premium and above they cost the model's API list price, paid from prepaid credit, and Free and Plus cannot use them or your own API keys. Teams seats are $30, $100 or $200 per user a month, and on Teams and Enterprise third-party models cost API list price plus the Cursor Token Rate. Existing Hobby, Pro ($20), Pro+ ($60), Ultra and Teams Standard and Premium subscribers keep their plans, with monthly usage pools and included third-party usage, until they choose to switch. Cursor announced the change on its forum on 2026-10-12 (forum.cursor.com/t/introducing-the-x-subscription/174450).

• Cursor's data-use page says that with Privacy Mode off it may use and store your codebase data, prompts, editor actions and code snippets to train its models. To keep your code out of training, check that Privacy Mode is on in Cursor's settings; any user can turn it on. (From cursor.com/data-use, read 2026-10-15.)