Cursor vs GitHub Copilot

AI code editor built on VS Code. Since 2026-10-12, Cursor's pricing docs (cursor.com/docs/models-and-pricing) say: "Cursor is sold as part of The X Subscription, one subscription for Grok, Cursor, and X." Free is $0, with limited Agent and Chat usage. Paid plans are Plus $8/month, Premium $30/month (4x Plus's usage), Super $100/month (15x) and Ultra $200/month (50x), or $80, $300, $1,000 and $2,000 a year. Each paid plan's usage is one weekly pool shared with Grok, covering Grok 4.7, Grok 4.6, Grok 4.5 and Cursor's Composer 2.5. Claude, GPT, Gemini and other third-party models are outside every plan's pool: on Premium and above they cost the model's API list price, paid from prepaid credit, and Free and Plus cannot use them or your own API keys. Teams seats are $30, $100 or $200 per user a month, and on Teams and Enterprise third-party models cost API list price plus the Cursor Token Rate. Existing Hobby, Pro ($20), Pro+ ($60), Ultra and Teams Standard and Premium subscribers keep their plans, with monthly usage pools and included third-party usage, until they choose to switch. Cursor announced the change on its forum on 2026-10-12 (forum.cursor.com/t/introducing-the-x-subscription/174450).

• Cursor's data-use page says that with Privacy Mode off it may use and store your codebase data, prompts, editor actions and code snippets to train its models. To keep your code out of training, check that Privacy Mode is on in Cursor's settings; any user can turn it on. (From cursor.com/data-use, read 2026-10-15.)

AI coding assistant by GitHub. Copilot Free is $0 with no credit card: 2,000 code completions a month, a limited monthly allowance of GitHub AI Credits for chat and agent features, and models through auto model selection only. Copilot Student is free for verified students. Paid plans include a monthly allowance of AI credits: Pro $10 (1,500 credits), Pro+ $39 (7,000) and Max $100 (20,000); Business $19 (1,900) and Enterprise $39 (3,900) per seat. Code completions are unlimited on paid plans, and usage beyond an allowance costs $0.01 per AI credit.

• Since April 24, 2026, GitHub uses Copilot Free, Pro and Pro+ users' interaction data (inputs, outputs, code snippets and context) to train its AI models unless the user opts out in settings under Privacy; Copilot Business and Enterprise users are not affected. (From github.blog/changelog/2026-03-25-updates-to-our-privacy-statement-and-terms-of-service-how-we-use-your-data, read 2026-10-12.)